Effective Tips To Reduce Costs For Beachfront Villa In Koh Samui

Going on a vacation whether locally or across countries would mean spending a huge amount of money and may even require you to spend a portion of your savings. The accommodation alone for a beachfront villa in Koh Samui would already eat up a big portion of your holiday budget then you still have to think of your ticket expenses, local transportation, meal expenses, shopping and other needs. The good news is that you can still have an enjoyable vacation without over spending or going beyond your budget. Here are some tips.

Set aside a budget

One of the important aspects of your vacation is your budget. Create a list of all the things that you need to allocate budget for. This will give you an idea on how much you are going to set aside for your holiday or if there is still a need for you to save up. Stick to your budget but make sure that you have with you an emergency cash or credit cards.

Research on the internet

To lower your travel expenses, research online to find great hotels inKohSamui. Look for hotels that offer discount or promos and one that has more complimentary services. Another way to lower your expenses is to book in advance to get lower accommodation rates. Consider sending an email to the hotel manager to find out how you can get a discounted beachfront villa in KohSamui. Avoid last minute booking to save money. Plan your trip a few months or weeks before travelling for you to have ample time to plan everything out. Another option is to bundle services to minimize your travel costs. Booking or staying longer in a hotel can also reduce your hotel costs or you can even request for an update.

Look for special deals

There are hotel deals that can greatly reduce your beachfront villa in Koh Samui expenses such as free shuttle service from the airport and back, complimentary daily breakfast and free Wi-Fi connectivity. These services may sound minimal but they can lower down your overall expenses.

By Nikki Sanderson Posted in Travel

Important Features Of Travel Expense Management Software

A travel expense management enables an employee to process, submit, file for reimbursements and create reports of employee spending for the company. To make financial and travel reports easier for employees and for the company, look for a system or tool that offers the following features:

Integrated payment

This is one of the features that allow the company to automatically collect an employee’s transaction records from different sources such as company-issued cards, corporate cards and even personal cards that employees use to financially transact while on travel.

Efficient receipt tracking

An effective travel expense management system allows for the employee to easily forward financial transactions related to official or business travels. The app allows an employee to forward or email tracking receipts, for flight tickets and hotel accommodations. This also includes forwarding of receipts for meals, transportation tickets and other related travel expenses.

Creation of standardized expense report

It is important for a company to have a standardized format for submitting financial travel reports for an easier travel expense management process. This is not just for the sake of the employees who are submitting the reports but also for the unit that processes and consolidates these financial reports. Look for a travel expense software that has various categories and one that consolidates all the expenses in a single travel expense report.

Automated reimbursement process

Another feature to check from travel expense management software is its capability to send automatic reimbursement to the employee’s bank account or integrate it with the payroll system. This will minimize disputes and the employee will get the reimbursement in a timely and efficient manner. You can find travel expense management software that sends notification to the finance unit to provide reimbursement or to the employee to submit receipts and related documents.

By Nikki Sanderson Posted in Business

A Lady As An Electrician In Wynnum Now A Thing

Women are becoming more and more empowered to do things, especially to things that are commonly done only by men. Nowadays, we have women sitting as high ranking officials in the three main branches of the government. We now have women who are proven champions in their chosen careers in various sports. We even have more and more women as pilots, as astronauts and in some countries, we may even see an increased number of women enlisting themselves in the military. It only proves that majority of thehuman population in the world is now accepting the new and better truth that women are better when fully utilized for the betterment of the society instead of just doing the usual chores at home such as looking after the kids, cooking meals and, doing the laundry. In Down Under Australia, there are two skilled workers who continue to be in-demand not just in Australia but in other countries around the world. One is a plumber and the other one is an electrician in Wynnum.


In August of 2016, a result of a research was released to the public. According to the said research which was conducted by the National Centre for Vocational Education Research, there was a total of 295, 300 apprentices who applied for various apprenticeships and training courses to become accredited plumbers, electricians and engineers that were recorded back in September of 2015. Out of that total, there were 82, 830 female apprentices. This comes as a bit of a surprise considering that working as a plumber, an engineer or even, as an electrician in Wynnum, is known to be man’s work. It proves that more and more women nowadays are up for jobs that are commonly belong to strong men. Another living proof of that change is that, at present times, women in Australia now make up a whopping 28% of the total recorded apprenticeships. And because of this increase, Women NSW has recently launched a funding scheme which will ensure that there will be enough funds for the continuous training and eventually employment of women especially in non-traditional trades.


4 Tips In Choosing A Franklin Business Broker

Take a look at the internet and you will find a good number of business brokers who are waiting to be contacted by business owners who want to sell or buy their businesses like you. The good thing about having a Franklin Business Broker is that they make the entire selling or buying a business so convenient for you. To hire the right professional business broker, take a look at these tips:

Check the experience

The selling or buying a business can be a lengthy process which involves expertise in handling documents, negotiation skills, a substantial knowledge in business-related laws and several other factors. The expertise in these areas is developed over time, through intensive training and experience on the field. Thus, look for a business broker who has been in the industry for not less than 10 years and one who has credentials from the International Business Brokers Association (IBBA).

Determine the specialization

There are different types of businesses and you want to hire a Franklin Business Broker who specializes on the type of business you have. This way, the broker is confident and at ease in getting into transactions because he is familiar in the field.

Look for red flags

When looking for potential business brokers, be wary of red flags such as those who would ask for upfront payment. Generally, business brokers are paid on a commission basis and they get their commission at the end of the transaction. The usual commission rate of business brokers ranges from 8% to 12% though on an average, they would collect 10%. The commission rate is negotiable depending on the size of your business and on the effort and work put in by the business broker.

Trust your instincts

Business selling or buying may take some time and it is important that you are comfortable with the Franklin Business Broker that you are going to hire. When you feel like you and the business broker do not have chemistry, trust your instinct and search for another potential broker to help you with your business.

By Nikki Sanderson Posted in Business

1 in 5 Plumbing Installations fail Compliance Standards

When there is a plumbing emergency, it is common for homeowners to call the first available plumber in the directory listing. They do not bother to read reviews or customer feedback because their utmost concern is to have the plumbing issue fixed immediately to avoid further damages. However, not all emergency plumbers are the same.

In Victoria, only one in five plumbing installations that were audited passed the compliance with required standards. According to the building industry regulator of the state, many of the plumbing installations fell short of the required standards. The most common problems were found in three areas: inadequate clearance for domestic cooking devices, excessive heating of hot water in the showers and bathroom faucets and inadequate overflow provision to eaves gutters.

With respect to the first problem, it was found out that the installations did not allow minimum clearance between the highest part of the burner that is associated with the gas cooking appliance and the overhead combustible surfaces, exhaust fans and range hoods. It is very important for installations to observe the manufacturer’s installation instructions.

Plumbing installations must only deliver hot water of about 50 degrees Celsius at the outlet of the fixtures used for personal hygiene like showers and bathroom faucets. To ensure the right water temperature, there must be control devices during the installation of the hot water heater otherwise it creates the risks of scalding from excessive hot water.

The non-compliance issues found in the inappropriate overflow provision to eaves gutters could result into water flowing back into the building. Audits are carried out in Victoria to ensure compliance and to identify and rectify problems with installations. Non-compliant installations usually result in additional work and costs for the licensed emergency plumbers because they have to re-do the installation. On the part of consumers, there are serious safety consequences.

Plum b4 U emergency plumbers ensure the safety and compliance of their plumbing installations as well as the installation of the heating system. They make sure to provide the client with the best possible service with fully guaranteed workmanship. The emergency plumbers believe in the importance of reliable and quality service.


The Future For Furniture RemovalistsIn Sydney Is Here

Like it or not, the future that the past generations of scientists and futurists, has finally come upon us. We are now living in the new digital age where everything can now be done by just a snap of a finger, both literally and figuratively. New technologies that aim to make our lives even better than they are already, are popping out like pancakes almost every month. New gadgets such as mobile devices, gaming consoles and even, vehicles are being introduced to us and no, we haven’t come to the part where the trilogy, “Back to the Future” had predicted that there would be flying cars. Yes, there are already prospects for those flying cars and even, unmanned vehicles but eventually, flying cars will happen, soon. Now, among all the industries around the world that are currently benefiting from these futuristic changes that the world is experiencing right now, the moving industry, specifically the furniture removalists in Sydney, who can pack and transport any kind of furniture of any kind from one city to the other at ease, is definitely one of those industries that seems to have taken full advantage of the new trends.

Right now, there are many trends that are being picked up on professional furniture removalists in Sydney and in other cities worldwide and below are just some of them:

  • Among the reasons why the moving industry continues to boom up to this very moment is that moving companies around the world now incorporating the use of the advanced technology that is made available at their disposal. And since most of us have our eyes and hands glued on our smartphones, looking for a moving company in case you are moving from one city to another can now be done by using several moving applications that are devised by various moving companies.
  • Another popular trend that makes moving so much easier nowadays is that you can use “Uber”-like mobile applications when you need to move your belongings. Applications like Lugg can now be used and you only need to take clear pictures of whatever you needed to be moved, indicate the pick-up and delivery points and then, you’re done.


Is Captive Insurance Worth It?

For an accountant, you may be hired by a person or a company to handle their accounting and taxes while others will be hiring you because of the things you can do for them. If it is the second one, then they will most likely be curious about what you can suggest they do in order for them to grow their finances. These businesses are mostly trying to find ways in order to get through the yearly audit without hassle through a skilled accountant that is covered with CRA audit protection.

As an accountant, you may have a client that is covered by a large insurance policy. Good examples are malpractice insurance for doctors and medical personnel or construction contractors that has liability concerns. They may inquire about the possibility of creating a captive insurance company.

For an expert, it is known that captives are considered as something that can either get you risks or reap you rewards. The reward one will be getting ones the taxpayers practice have ended will be through premium payments in the captive insurance. This is in comparison to the usual premium payments that are easily lost. These are legit and can be deducted as an expense by the business but are not as good as an investment vehicle. All the money that is paid into the captive insurance will only be claimed ones the company is dissolved.

The risk that comes with captive insurance companies is that the IRS is quite skeptical with these types of companies because individuals and companies are able to abuse the usage of such company. It has been listed by the IRS, for three consecutive years, as Dirty Dozen that can be abused when it comes to taxes. Taking this route is risky for you and your client.

When you create a captive insurance company, you might be facing risk since the IRS recently announced the list of strategies that are commonly used for tax avoidance. If you choose to do captive and process it correctly then you might be able to save yourself from the audit and earn your rewards in the end if the client is true to their words.Nevertheless, for an accountant, it is important to have CRA audit protection to protect their profession and clients at the same time.